您知道从您的工资中扣除的养老金保险费可以退还吗?
🧾 你知道吗?
如果您自己申请,可能只能拿回 80% 的养老金退税。
我们还将协助您申请剩下的 20% 税金退还!
✅ 我们的日本专家会快速、准确地处理整个流程。
✅ 我们协助您 查询审核状态,并帮助解决任何问题。
✅ 所有流程 完全合法,并符合日本相关法规。

What's New
欢迎所有国籍申请
这笔一次性养老金返还适用于任何国籍的申请人。申请人可以是派驻人员、教授、技能实习生等,签证类型多样。








申请条件
- 您不是日本国籍。
- 您在日本没有住址。
- 您在日本加入养老金保险超过6个月但不足10年。
- 您从未领取过日本的养老金。
- 您离开日本未超过2年。
如果符合这些条件,您可以申请一次性养老金返还。

25,000 achievements
我们已经帮助超过25000名外国客户完成申请。
User reviews
Smooth & efficient
The process was really smooth. Contact by email, they requested all the needed documents and information.
I received the money on my account in the expected time, for a reasonable fee.
I definitely recommend it.
A Must-Use Service
I had an excellent experience with this service. Hirano-san was incredibly supportive, consistently kept us informed at every stage, and made the entire process smooth and stress-free. He handled everything on our behalf — all we had to do was wait for the payment to arrive.
I highly recommend this service to anyone navigating the pension process in Japan!
Fantastic service for pension claim
I am from India, I reached this service for my pension claim and I have received absolute super service from the company and Hirano san is always promt to give responses and updates and I have received my money in time and satisfied with the service.
Thank you Hirano-san!
Hirano-san helped us get our lump sum payments (and the 20% tax too). He explained all documents required, provided us with timely updates and answered any questions we had. Thank you!
Feroz
I got to know about nenkin- japan over internet when I searched for a support to claim my withheld income tax on pension. Initially I was little bit concerned on sharing the confidential details over email. But from the initial communication with Hirano san itself made me confident to proceed with. I am in India now and felt that the tax claim is applied from a different country. I never had to run behind and follow up with Hirano san for this, but completed all the formalities well before the date committed. Additionally I had to mention and appreciate on the language support given by Hirano san team for the documentation and application submission to Japan income tax office . Thank you for all the support Hirano san
你能拿到多少钱?
您可以轻松进行模拟计算。 只需输入您的工作时间和薪资金额即可。

The case of interpreter Mai-san.
- working period 35 months (35 months coefficient is 2.7)
- average monthly salary 250,000JPY
2.7×250,000 yen= 675,000 yen

The case of expatriate Jack-san.
- working period 90 months (90 months coefficient is 5.5)
- average monthly salary 650,000 yen
5.5 x 650,000 yen = 3,575,000 yen
* It's just a trial calculation.The final amount will be determined by JPS and the tax office based on your payment record.
如何申请?
您只需将所需的文件发送给我们即可完成申请。
整个流程可以仅通过您的智能手机完成。
请按照以下3个步骤操作:
1 联系我们
- 通过以下表单与我们联系。
- 您将收到一封自动回复邮件,其中包含用于上传正式文件的链接。
2 上传所需文件
- 点击收到的链接。
- 使用智能手机拍摄所需文件的照片,填写必要信息,并将文件发送给我们。
3 确认与电子签名
- 我们将检查您的文件。之后会发送授权书和申请表给您。
- 请使用电子签名返回给我们,无需打印任何文件。

你能拿到多少钱?
您可以轻松进行模拟计算。
只需输入您的工作时间和薪资金额即可。
如何申请?
您只需将所需的文件发送给我们即可完成申请。
整个流程可以仅通过您的智能手机完成。
请按照以下3个步骤操作:
- 联系我们
- 通过以下表单与我们联系。
- 您将收到一封自动回复邮件,其中包含用于上传正式文件的链接。
- 上传所需文件
- 点击收到的链接。
- 使用智能手机拍摄所需文件的照片,填写必要信息,并将文件发送给我们。
- 确认与电子签名
- 我们将检查您的文件。之后会发送授权书和申请表给您。
- 请使用电子签名返回给我们,无需打印任何文件。
申请流程
申请分为两个阶段,完成整个流程大约需要7个月。
1st 第一阶段:养老金申请
- 审核养老金申请大约需要5个月。
- 如果您的申请获得批准,80%的养老金将由日本养老金机构(JPS)直接汇款至您的银行账户。

2nd 第二阶段:税款退还
- 自动从养老金中扣除的20%税款可以申请退还。
- 这一步骤需要大约2个月完成。
- 税款退还将从税务局汇至我们的账户,我们会扣除服务费后,将剩余金额通过WISE转账至您的海外账户。
- 因此,您无需提前支付我们的服务费用。

↓ Sample of Pension Decision Letter ↓

服务费用
仅收取成功佣金:无需提前支付费用。如果您未能收到养老金,则无需支付任何费用。
Accounts
Free Trial
Projects
Limited-Time Campaign Offer!
ONLY ¥30,000
Only success-fee, No upfront fee!
If you can not receive your pension, There is no charge.
For all status
・ 技術人文国際業務、教育、教授
・技能実習 Technical intern trainees
・特定技能 Specified skilled worker etc..
Pension application & 20% tax refund. Everything follow up.
Tax included
Overseas remittance fee excluded.
The fee will be settled from the refunded tax amount.
Therefore, there is no initial fee.
Article

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[2025]Japan’s Pension Refund How to claim and Common Issues: Expert explanation
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您在日本的合作伙伴

我们是养老金方面的专家。
我们为结束在日本工作的外国人提供高效、准确的养老金退还服务。
我们期待为您服务!
我们是一家有资质的养老金代理机构。
我们已协助超过25000名外国人完成申请。


About Us 平野国際労務事務所
Office name | HIRANO Foreign Labor Management Consultancy (平野国際労務事務所) |
Office address | 〒460-0008 Aichi-ken,Nagoya-shi,naka-ku, sakae 1-22-16 Minami-sakae Bldg. 5F 愛知県名古屋市中区栄1-22-16 ミナミサカエビル5F |
TEL & MAIL | ![]() ![]() |
Established | June 13th, 2015 |
Directors | Director: JUNJI HIRANO ![]() (Labor and Social Security Attorney、社会保険労務士) License No.23120151 愛知県社会保険労務士会所属 |
Alliance | 小倉裕樹会計事務所 行政書士AOI国際法務事務所 |
Services | ● Inbound These are services for foreign workers and the companies that employ foreign workers -A proxy service for Lump-Sum Withdrawal Payment -A proxy service for Lump-Sum childbirth allowance in case your child was delivered overseas. -Personnel management of foreign workers ● Outbound These are services for personnel and labor management regarding relocation and business trips overseas -Creating rules for overseas assignments and overseas business trips. -Checking and modifying overseas safety manuals ●Correspondent Banks Mitsubishi UFJ Bank, Shinsei Bank, Rakuten Bank, and more. |
Please feel free to contact us.
お気軽にお問い合わせください
- 所在地 愛知県名古屋市中区栄1-22-16
ミナミサカエビル5F 平野国際労務事務所 - 電車でお越しの場合
名古屋市営地下鉄 東山線鶴舞線 伏見駅 6番出口 南へ徒歩5分 - 営業時間
平日9:00~18:00 / 土日祝定休